Future is near

i think that future is near, this financial and economic crisis will end existing era and will start a new era. For example, i think that paper money will be thing of the past and people will do economic interactions via electronic money. So PayPal, RevolutionMoney, Visa, Web Money, etc will the next economy. 

In these days we already have an sms function to pay for some services, i think this concept will be developed further and many products and services will be paid by sending sms.

So I think I have to learn more about electronic cash transfer.